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Individual and Family Plans

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Health Benefits

All plans are required to cover 10 essential benefits, which include prescription drugs, emergency services, maternity care, and hospitalization.

Premium Tax Credits

You may qualify for subsidies that can reduce your premiums, depending on your household income and geographical location.

ACA Health Insurance by State

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Attention: This website is operated by HealthMarkets Insurance Agency and is not the Health Insurance Marketplace® website. In offering this website, HealthMarkets Insurance Agency is required to comply with all applicable federal laws, including the standards established under 45 C.F.R. § 155.220(c) and (d) and standards established under 45 C.F.R. § 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans (QHPs) being offered in your state through the Health Insurance Marketplace® website. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace® website at HealthCare.gov.
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3. Premium subsidies vary by address and subject to eligibility. Those with incomes between 100% and 150% of the federal poverty level (FPL) may qualify for a zero-dollar premium silver plan (after tax credits). They may also qualify for a zero-dollar premium bronze plan (after tax credits). Cost sharing (deductibles and coinsurance) may be higher.
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